:root {
  --bg: #f5f7fb;
  --surface: #ffffff;
  --surface-alt: #eef3fb;
  --text: #1f2937;
  --muted: #6b7280;
  --line: #dbe3ef;
  --primary: #0f4c81;
  --primary-strong: #0b3b64;
  --accent: #1c7ed6;
  --max-width: 1100px;
  --radius: 18px;
  --shadow: 0 12px 30px rgba(15, 76, 129, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
}

a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; display: block; }

.container {
  width: min(100% - 2rem, var(--max-width));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 76px;
}

.brand {
  display: flex;
  flex-direction: column;
  color: var(--text);
}

.brand strong {
  font-size: 1.05rem;
  letter-spacing: 0.02em;
}

.brand span {
  color: var(--muted);
  font-size: 0.92rem;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
}

.nav-links a {
  color: var(--text);
  font-weight: 600;
}

.hero {
  padding: 5rem 0 4rem;
  background: linear-gradient(135deg, #eff5fc 0%, #ffffff 55%, #edf3fa 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.25fr 0.95fr;
  gap: 2rem;
  align-items: center;
}

.hero-card, .panel, .legal-card, .contact-card {
  background: var(--surface);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  border: 1px solid rgba(15, 76, 129, 0.08);
}

.hero-card {
  padding: 2.2rem;
}

.eyebrow {
  display: inline-block;
  margin-bottom: 0.9rem;
  padding: 0.35rem 0.8rem;
  border-radius: 999px;
  background: var(--surface-alt);
  color: var(--primary);
  font-size: 0.9rem;
  font-weight: 700;
}

h1, h2, h3 {
  line-height: 1.2;
  margin: 0 0 1rem;
}

h1 { font-size: clamp(2rem, 5vw, 3.4rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); }
h3 { font-size: 1.15rem; }

.hero p, .section-intro {
  color: var(--muted);
  font-size: 1.03rem;
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
  margin-top: 1.6rem;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.9rem 1.2rem;
  border-radius: 999px;
  font-weight: 700;
  transition: 0.2s ease;
}

.button-primary {
  background: var(--primary);
  color: #fff;
}

.button-primary:hover {
  background: var(--primary-strong);
  text-decoration: none;
}

.button-secondary {
  border: 1px solid var(--line);
  background: #fff;
  color: var(--text);
}

.button-secondary:hover {
  text-decoration: none;
  border-color: var(--primary);
}

.panel {
  padding: 1.8rem;
}

.info-list {
  list-style: none;
  padding: 0;
  margin: 1.2rem 0 0;
}

.info-list li {
  padding: 0.8rem 0;
  border-bottom: 1px solid var(--line);
}

.info-list li:last-child { border-bottom: 0; }

main section {
  padding: 4.5rem 0;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.5rem;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.5rem;
}

.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.5rem;
}

.card p, .legal-card p, .legal-card li, .legal-card dd {
  color: #374151;
}

.muted { color: var(--muted); }

.contact-card {
  padding: 1.8rem;
}

.contact-card strong { display: inline-block; min-width: 110px; }

.site-footer {
  border-top: 1px solid var(--line);
  background: #fff;
  padding: 1.5rem 0;
  margin-top: 2rem;
}

.footer-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}

.footer-links {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.legal-main {
  padding: 3rem 0 4rem;
}

.legal-card {
  padding: 2rem;
}

.legal-card h1 {
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  margin-bottom: 0.6rem;
}

.legal-card h2 {
  margin-top: 2rem;
  font-size: 1.45rem;
}

.legal-card h3 {
  margin-top: 1.35rem;
}

.legal-card ul,
.legal-card ol {
  padding-left: 1.4rem;
}

.toc {
  background: var(--surface-alt);
  border-radius: 14px;
  padding: 1rem 1.2rem;
  margin: 1.5rem 0 2rem;
}

.toc ol {
  margin: 0;
  padding-left: 1.3rem;
}

.back-link {
  display: inline-flex;
  margin-bottom: 1rem;
  font-weight: 700;
}

@media (max-width: 900px) {
  .hero-grid,
  .grid-2,
  .grid-3 {
    grid-template-columns: 1fr;
  }

  .navbar {
    align-items: flex-start;
    padding: 1rem 0;
    flex-direction: column;
  }

  .hero { padding-top: 3rem; }
}